Services

Top-of-the-Line Insurance Products and Coverages

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Business Insurance

Safeguarding Your Business From Vulnerabilities

As a business owner, you are opening doors to many opportunities, but along with this comes vulnerability. M & M Insurance Inc works hard to ensure that you are protected with the coverage you need at the most competitive prices available on the market.

Fight Back Against Business Risks

Building and business personal property insurance give you the protection you need against fire, theft, and damage caused by Mother Nature. Liability insurance helps to protect you from the risks of liabilities from lawsuits or similar claims. It protects you in the event you are sued for claims that come within the coverage of the insurance policy.

Full Business Insurance Coverage:

  • Cargo, transit, and stock policies (combined product or insured separately)

  • Business auto

  • Business interruption

  • Workers' compensation

  • Inland marine

Personal Insurance

Personal Insurance Prepares You for the Unexpected

Build a long-lasting relationship with M & M Insurance Inc. We will advise you and your family on the insurance coverage you need, assist with insurance claims, and explain all premiums and red tape in simple terms.

Protection for Your Home and Automobile

Your home is more than just a house. We offer protection for your home, property, and coverage if your belongings are damaged or if your home needs repairs. Insurance will be tailored to your needs. Liability, physical damage, personal injury protection, and uninsured motorist coverage are also available for your auto needs, including student and multi-policy discounts.

The Best Coverage for the Best Premium:

  • Home

  • Auto

  • Umbrella

  • Boat

  • Motorcycle

  • RV

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Life and Health Insurance

Peace of Mind Through Health and Life Insurance

There is nothing better than watching your family succeed and being able to share their dreams and goals. You want to be prepared for the future and provide a safe future for your family. We will work with you to keep your family prepared in the event of an untimely death.

Coverage for Every Situation

Life insurance comes in many forms, including individual life insurance, group life insurance, long-term care insurance, mortgage protection insurance, disability insurance, second-to-die policies, and key person (key man) insurance. Life insurance is important to everyone. There are many benefits that are simple and can be very affordable for you. Take some time to secure your future and the future of your family.

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Bonds

Protect Yourself Against Losses

M & M Insurance Inc prides itself on helping contractors achieve goals by helping with all of their bond needs. If you are a contractor, we can assist you! Bid bonds, surety bonds, and performance bonds are contract specific.

Bid and Performance Bonds

A bid bond is a guarantee to an owner that the job will be done for your bid amount. A performance bond will be given to back your work. If you are a winning bidder and back out of a job or cannot post a performance bond, a claim will be made against the bid bond. Performance bonds are issued by the bank or another financial institution, helping to guarantee the fulfillment of a contract.

Surety Bonds

A surety bond is a contract among at least 3 parties:

  • Obligee: Party recipient of an obligation

  • Principal: Primary party performing the contractual obligation

  • Surety: Assures the obligee that the principal will complete the task

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